Contactless payment scams are on the rise. Indeed, it is enough to obtain a TPE to approach it from the pockets of its victims, in public transport for example. The amount collected is often too small to be noticed, or even to file a complaint.
Contactless payment has been widely democratized in recent years, especially in 2020 because of the COVID-19 crisis and the resulting health measures. As practical as it is fast, this small device has become an everyday gesture when it comes to making a small purchase. Unfortunately, it is not flawless. Some people are full of imagination to take advantage of the system, for example by using a connected watch to steal more than 2000 € .
And the trend is not downward. According to the police, this kind of scam is more and more frequent . They have even multiplied recently, with the ceiling going from € 30 to € 50 . In reality, there is no need to develop an ultra-developed scheme to extract money from its victims. You just need to have a payment terminal (TPE) and know how to demonstrate discussion.
BEWARE OF HASTY WITHDRAWALS
The threat is particularly rampant in public transport , as an agent from Montpellier explains: “They travel in groups of three or four, stick to people, divert their attention in one way or another. One of them has a machine, quickly approached a bag or a pocket. We know them, there is one who operates with a splint on his arm, he hides what he wants in it. And people don’t suspect a thing. “
As long as nothing is noticed , the scam goes unnoticed until the accounts are verified . Even there, thieves don’t risk much. At most, they stole € 50. But it is rare that they opt for this amount and rather prefer small amounts between 5 and 15 euros . Generally too little to file a complaint, therefore.
Especially since each bank has the obligation to reimburse all unauthorized direct debits . This is the only real way to get your money back. In the event of a suspicious debit on your bank account, contact your advisor immediately to express your concerns. To prevent this from happening to you, one of the best current solutions remains virtual wallets like Google Pay and Apple Pay , which ask for authorization before each payment. We also advise you to read our article on how to protect your bank card from scams .